*{box-sizing:border-box}
body{margin:0;font-family:Arial,sans-serif;background:#f4f6f8;color:#222;line-height:1.6}
header{background:#20364f;color:#fff;padding:22px 0;position:sticky;top:0;z-index:5}
.wrap{max-width:1000px;margin:0 auto;padding:0 20px}
nav{margin-top:10px}
nav a{color:#fff;text-decoration:none;margin-right:18px}
.hero{padding:70px 0;background:#e8eef5}
.hero h2{font-size:38px;margin:0 0 12px}
.section{padding:45px 0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px}
.card{background:#fff;padding:22px;border-radius:10px;box-shadow:0 2px 8px rgba(0,0,0,.07)}
.card h3{margin-top:0}
.btn{display:inline-block;padding:10px 16px;background:#20364f;color:#fff;text-decoration:none;border-radius:6px}
footer{background:#1c1c1c;color:#ddd;padding:30px 0;margin-top:30px}
.small{font-size:14px;color:#666}
form input,form textarea{width:100%;padding:10px;margin:7px 0;border:1px solid #ccc;border-radius:6px}
form button{padding:10px 16px;border:0;border-radius:6px;background:#20364f;color:#fff}